Rate Calculator and Quote

1. Who would you like to cover?

	Yourself
	Your Partner
	At least one child who is aged under 17
	At least one child who is still studying full-time and aged 17 or over and under 25
	At least one child who is no longer studying full-time and aged 17 or over and under 25

2. Choose Your Level of Cover:

Please choose from ONE of the following options. You can either select one of our packaged covers, which include Hospital and Extras cover, OR choose your own level of cover (Hospital cover, Extras cover or both).

Quote 1:
	A Package:	Choose a Package Young Couples Choice Young Singles Choice Intermediate Visitors Cover Top Visitors Cover
	OR choose your own level of cover:
	A Hospital Cover:	Choose a Hospital Cover Family Essentials Hospital Cover Hospital Saver Plus - Level 5 Hospital Saver Plus - Level 4 Hospital Saver Plus - Level 3 Hospital Saver Plus - Level 2 Hospital Saver Plus - Nil Excess Hospital Cover with Excess Bonus Standard Visitors Cover Hospital Cover with Excess Bonus Plus Essential Visitors Cover Classic Visitors Cover Top Hospital Cover Gold Visitors Cover
	AND / OR
	An Extras Cover:	Choose an Extras Cover Standard Extras Silver Extras Gold Extras Platinum Extras

Quote 2 (optional):
	A Package:	Choose a Package Young Couples Choice Young Singles Choice Intermediate Visitors Cover Top Visitors Cover
	OR choose your own level of cover:
	A Hospital Cover:	Choose a Hospital Cover Family Essentials Hospital Cover Hospital Saver Plus - Level 5 Hospital Saver Plus - Level 4 Hospital Saver Plus - Level 3 Hospital Saver Plus - Level 2 Hospital Saver Plus - Nil Excess Hospital Cover with Excess Bonus Standard Visitors Cover Hospital Cover with Excess Bonus Plus Essential Visitors Cover Classic Visitors Cover Top Hospital Cover Gold Visitors Cover
	AND / OR
	An Extras Cover:	Choose an Extras Cover Standard Extras Silver Extras Gold Extras Platinum Extras

3. Do you want the Government Rebate as a premium deduction?

The Federal Government's Rebate is available to Australian citizens and residents who are eligible for Medicare and have private health insurance. It is also available to overseas visitors who have a Reciprocal Medicare card. The rebate applies to both hospital and extras cover for Australian citizens and residents; and applies to the extras component only of overseas visitor hospital and extras cover combinations, or packaged cover, for overseas visitors with a Reciprocal Medicare card. It is not means tested.

	Yes
	No

4. What is the age of the oldest person to be covered on the membership?

	We require this information to calculate your Rebate entitlement.

5. Would you like to know how you may be impacted by the Medicare Levy Surcharge?

The 1% Medicare Levy Surcharge is a levy payable by high income earners who do not have private hospital insurance.
It affects Australian citizens and residents, and overseas visitors who are eligible for a Reciprocal Medicare card and working in Australia – single people with taxable incomes greater than $70,000 per annum; and families (with or without children) with combined taxable incomes greater than $140,000 per annum. The family threshold increases by $1,500 per child, after the first child.

	Yes
	No